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How Much Does a Full Body Cancer Scan Cost?

Identifying that you have cancer early on can be an important part of early treatment. For certain types of cancer, that can mean undergoing a full body scan. A full body scan is an imaging test that helps to screen your body for signs of unusual activity. For certain forms of cancer, like multiple myeloma, for example, it could help to detect some signs of cancer.1

Depending on which treatment center you use, the type of scan you need, where you live, and your insurance plan, you might pay different costs for a full body cancer scan. Let’s examine how a full body scan might be priced.

4 Min Read

Table of Contents

Key Takeaways

  • Full body scans can take the form of a CT scan, a PET scan, or an MRI, and they can help identify some signs of certain forms of cancer.
  • The cost of a full body scan can depend on various factors, from your provider to your location to the type of imaging technology you use.
  • You might be able to limit or manage the costs of full body scans using a few different strategies, like comparing providers or creating a payment plan.

What is a full body cancer scan?

A full body scan allows medical professionals to examine your body more closely by taking images of it. Full body scans may take the form of a computed tomography (CT) scan, positron emission tomography (PET) scan, or magnetic resonance imaging (MRI), depending on the type of imaging is required and what the doctors need to examine.

Factors affecting the cost of a full body cancer scan

There are a few different components that may affect the cost of a full body scan. These include:

  • Type of imaging technology used: Costs for a full body scan may vary based on whether you need a CT scan, PET scan, or an MRI.
  • Location: If you live in an area with more or fewer health facilities, you may pay more or less for your full body scan. For example, rural residents tend to pay higher premiums than urban dwellers.2
  • Facility and provider fees: Depending on the facility and the provider that you visit, you may pay more or less for your scan.
  • Insurance coverage and out-of-pocket costs: Insurance plans can vary, and some cover more costs for some conditions and procedures than others.
  • Whether there are follow-up tests and consultations: If you need to return to a doctor or visit another one, you may end up paying future costs.

Average costs of full body cancer scans

The three primary scans you might undergo each have different price ranges. The following ranges are raw prices, excluding any coverage from insurance:

  • MRI scan: An MRI typically ranges between $351 and $2,804.3
  • CT scan: A CT scan typically falls between $350 to $6,750.4
  • PET scan: Costs for a PET scan can range from $1,300 to more than $4,600.5

Does insurance cover full body cancer scans?

If your doctor recommends a full body scan, then they are more likely to be covered by your insurance plan. If you elect to go through with a full body scan without the recommendation of a medical professional, then you might need to pay the costs out of pocket, depending on your insurance policy.6

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Ways to reduce the cost of a full body cancer scan

There are a few different ways that you might be able to minimize costs associated with a full body scan, like:

  • Comparing provider costs: Different healthcare providers may charge different fees and costs. You may want to compare costs from different providers.
  • Utilizing health savings accounts (HSAs): Contributing to an HSA might help you pay for your full body scan, as full body scans may be eligible for HSA reimbursement.7
  • Exploring financial assistance programs: There are different organizations and programs that may be able to help cancer patients pay for different costs, sometimes including full body scans as well.

Is a full body cancer scan worth the cost?

A full body scan may be important in detecting cancerous elements in your body, but it can also pose risks. CT and PET scans expose you to radiation, and they might not be recommended for everyone. Doctors often advise against scans for people who present no symptoms, so it’s best to consult with your health professional to see if a scan is right for you.6

Learning more about cancer screening options

Consult with healthcare professionals to learn about how to best screen for cancer, given your personal health and your medical history. Your doctor can recommend the best type of scans or other screening procedures to take, while taking into consideration your symptoms and condition.

Learn more about cancer insurance

Depending on your condition, full body scans might be helpful in identifying cancer in your body. Many different factors determine what you might pay for full body scans, but if your doctor recommends one, cancer insurance may help cover some of the costs. Assessing the pros and cons of cancer insurance can help you to make an informed decision on whether cancer insurance is right for you.

Aflac offers cancer insurance policies that may be able to cover some of the costs associated with screening. Chat with an Aflac agent today to discuss your policy options and get a quote for cancer insurance.

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