How Much Does Genetic Testing for Breast Cancer Cost?

Genetic testing for breast cancer can tell you if you carry gene changes that might make you more likely to get breast cancer. If you have a family history of cancer or have been diagnosed with cancer yourself, you may want to consider genetic testing to better understand your risk. The costs of genetic testing for cancer can vary widely depending on several factors, but Aflac cancer insurance can help cover costs related to cancer diagnosis and treatment by providing cash benefits directly to the policyholder. Let’s examine different factors that might determine the costs of a genetic cancer test.

3 Min Read

Table of Contents

Key Takeaways

Genetic testing for breast cancer costs vary significantly, and can range from $250 to up to $2,000.^1,2
The type of test you’re getting, the cost of genetic counseling, and laboratory and provider fees are different factors that could influence the cost of your genetic cancer test.²
Aflac cancer insurance can help you pay for genetic testing if your primary insurance doesn’t cover the entire cost.

How much does genetic testing for breast cancer cost without insurance?

Getting low-cost genetic testing for breast cancer from a laboratory may cost around $250 without insurance, depending on the laboratory.1 However, more extensive genetic testing may cost up to $2,000 without insurance.²

Factors that affect the cost of genetic testing

There are a few different factors that might affect the cost of your genetic cancer testing, including:

Type of test: Testing for BRCA1 and BRCA2 are most commonly associated with hereditary breast cancers and are typically considerably less expensive than expanded gene tests.²
Whether genetic counseling is included: The counseling you may undergo before you proceed with a genetic breast cancer test may not be included in your testing fees.
Laboratory or provider used: Different labs and providers may charge different fees for the test that you undergo.

Does health insurance cover genetic testing for breast cancer?

Health insurance often covers genetic testing if you demonstrate that you are at a higher risk of getting breast cancer – such as having a personal or family history of breast cancer.² If you want to get tested and don’t demonstrate a history of cancer in your life or your family’s lives, then you may need to pay for it out-of-pocket.

Your coverage may also depend on which test you choose. Insurance may be more likely to cover a simple BRCA1 and BRCA2 test than expanded genetic tests.²

Peace of mind doesn't have to break the bank

Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.

Get Started

Can Aflac cancer insurance help with the cost of genetic testing?

Aflac cancer insurance is a supplemental insurance policy that offers additional coverage to help with expenses your primary insurance doesn’t cover. The coverage offers policyholders cash benefits that can help cover the cost of genetic testing for breast cancer. The cash policyholders receive can be used to help pay for genetic testing, consultations, or other out-of-pocket expenses before, during, and after a diagnosis. Coverage may vary by plan and state, so policyholders should verify specific benefits within their policies.

How much can genetic testing cost with cancer insurance?

Genetic testing can be costly if not covered by health insurance. Suppose you want to get genetic testing but don’t have a family history of cancer. While health insurance may not cover the cost of testing, cash benefits from Aflac cancer insurance can help lower your out-of-pocket costs. This added support can make proactive health decisions more accessible and affordable. With our cancer insurance, you can have added peace of mind while navigating the costs of preventive care and treatment if you receive a diagnosis.

Learn more about Aflac cancer insurance

Knowing your genetic risk for breast cancer can be empowering, giving you insights into potential health risks that you might not have known previously. At the same time, it can also come with high costs. Aflac’s cancer insurance offers cash benefits that may help manage some of the expenses associated with genetic testing. Speak with an Aflac agent today to get a quote and learn more about our coverage options.

Ready to get cancer insurance?

Get Started